23 Oct Fund Talk – 1
Do you know the difference between a “credit risk” fund and “dynamic bond” fund?
“Credit Risk” fund earlier called “Credit Opportunities” fund will have at least 65% of its investment in instruments rated AA or lower.
(Note the word “at least” because it means the fund can have even a higher percentage than 65% in instruments of AA or lower).
Hence this fund is exposed to higher risk instruments as compared to the Dynamic Bond Fund which on the other hand will invest at least 80% in instruments rated AAA or equivalent.
Thus Dynamic Bond Fund focuses a lot more on “safety” as compared to “Credit Risk” fund.
As far as the “Credit Risk” Fund goes, quite rightly its name has been changed from”Credit Opportunities” to “Credit Risk”.
While a lot of us believe that debt funds are safer than equity funds, I have a contra view because the “market” can temporarily hurt the NAV in an equity fund whereas credit default can make a permanent damage to the NAV of a debt fund.
Kamal Kumar Jotwani
Posted at 03:57h, 24 OctoberVery Good
Nirmala Kolvankar
Posted at 04:00h, 24 OctoberVery useful sir good on
Rajesh pandey
Posted at 04:01h, 24 OctoberVery useful sir it’s inhance the knowledge
Akshaya ahuja
Posted at 04:01h, 24 OctoberToo good it make us concept more clear and it has increased base of knowledge
Alexnpinto
Posted at 04:07h, 24 OctoberMost advisor’s don’t talk of debt scheme’s this is good as it happened in amtek auto I think
Dutt Sharma
Posted at 04:09h, 24 OctoberHow reliable are our AA or AAA Ratings. We have seen sudden downgrades in the near past, as though things go awry overnight ..!
Pradeep Kumar Jain
Posted at 04:09h, 24 OctoberWe all appreciate your efforts for the fraternity.
Praveen R K
Posted at 04:09h, 24 OctoberMakes our ilife simpler. It’s easy to understand
Muralidhar
Posted at 04:14h, 24 OctoberVery useful information. Please continue to enlighten us.
Sanjeev Mundhra
Posted at 04:14h, 24 OctoberGood initiative but are we sure that all dynamic bond fund holds more than 80 % in AAA
Samyak Singh
Posted at 04:20h, 24 OctoberGood initiative
Varun
Posted at 04:23h, 24 OctoberVery useful, keep it up
Varun
Posted at 04:24h, 24 OctoberVery useful, keep it up
Priyanka gandhi
Posted at 04:28h, 24 OctoberGreat initiative to spell it out so simply to us
Ketan Selarka
Posted at 04:29h, 24 OctoberVery useful
SUNIL MORE
Posted at 04:30h, 24 OctoberVery useful as debt is more complicated than equity to understand for customer
Mohanraj
Posted at 04:34h, 24 OctoberVery useful pls continue sir
G.senthil kumar
Posted at 04:37h, 24 OctoberYes… Good initiative… Kep it up.
SURESH MAHTO
Posted at 04:44h, 24 OctoberGreat update Sir
Amit kumar mahto
Posted at 04:53h, 24 OctoberVery useful..Great initiative sir…Must continue.
Sachin Sangle
Posted at 05:02h, 24 OctoberGood one Sir.
Shriniwas Dandekar
Posted at 05:08h, 24 OctoberExtremely useful sir. It is our luck that, we have such Guru who guides us without any expectations everyday . Please continue sir
Anurag Sriwastwa
Posted at 05:32h, 24 OctoberVery useful Sir.
DIVYESH SHAH
Posted at 05:56h, 24 OctoberVery good initiative. Very useful. Thanks
Jayant Akhaury
Posted at 07:06h, 24 OctoberIt’s a good initiative which would help the group to enhance useful fund Info.
Dharampal Chugh
Posted at 07:46h, 24 OctoberVery useful also put some focus on retirement funds for person just retired and never invested in MF
M.S.RAVIKUMAR
Posted at 09:37h, 24 OctoberSir.. really good effort… and also informative… thank you sir.. please keep going…
Smit shah
Posted at 10:20h, 24 OctoberVery interesting.. keep going sir it will really appreciate
Girish Kelkar
Posted at 13:42h, 24 OctoberVery useful.
Arip mondal
Posted at 14:42h, 24 OctoberVery useful sir
Ratnesh Varshney
Posted at 15:22h, 24 OctoberGreat initiatives by you
Good information
Smita Sachdev
Posted at 16:18h, 25 OctoberYes sir it’s very helpful please continue
VIPULKUMAR Bhuva
Posted at 04:32h, 26 OctoberSir it’s a great initiative, please do continue your valuable guidance…
Sudhir Birari
Posted at 12:59h, 27 OctoberGreat Initiative Sir ???